2 Features That Make CardPointers Worth It

As someone who considers himself an expert in the miles and points arena, I’ll admit that there are so many tools that help track mileage balance, help book travel, or simplify the travel hacking process that sometimes I either forget about a specific app, or simply didn’t know it exists!

Take CardPointers, for example, a tool I was introduced to at the annual Chicago Seminars, the largest collection of miles and points enthusiasts in the U.S. CardPointers is a tool that helps track card perks and adds rebate or extra point offers to your cards automatically. As someone who tracks and does each of these manually (up to this point!), I was enthused to try out the CardPointers app and see how it could make my life a bit more helpful.

There are two app features that I think are especially useful, which I’d like to point out on this mini-review.

The first is the ability for CardPointers to automatically add American Express, Chase, Bank of America, Citi, Wells Fargo and US Bank offers to all of your cards. If you’re not familiar, most banks have offers that will appear in your account for various restaurants, hotels, stores, online retailers and other merchants. In most cases, you need to add these offers to your appropriate cards — it’s not automatically done (cue CardPointers!). Once it’s added to your card, you’d spend the appropriate amount to receive the stated rebate or extra points — it’s that easy.

Where CardPointers makes this easier is that they can add all offers to all of your cards automatically. Gone are the days of having to track these and worrying about what offer goes where. The process is fairly simple, and just requires you to download their app, login to your respective bank, and their system will auto-add the offers to all of your cards.

What is very unique about this process — and a game changer in my opinion — is the fact that if an offer appears on multiple cards, CardPointers will add that offer on all cards where that offer appears. Recently, for example, American Express has fantastic offers with both Tumi and Canada Goose, but once you added these offer to your preferred card, they wouldn’t be able to be added to other cards. CardPointers somehow removes this roadblock and would have added both offers to all of my Amex cards, something that really would have helped me out in purchasing some new winter gear (and wanting to save more, of course!). This also helps alleviate the need to figure out which card to add what offer on, if there’s a particular card that might earn more points, for example. If the offer exists on that card, and others, it will be added to all cards. Pretty cool.

The second feature that CardPointers really excels in is tracking of your perks and benefits. Unfortunately, many premium credit cards have turned into coupon books, with various offers incentives having to be used either monthly, quarterly, or yearly. On even one credit card, this is a daunting thing to keep track of, but if you have multiple premium cards, it’s even harder. 

CardPointers includes a check-list for each card you have in your app, where you can mark down each time you’ve used an offer or benefit. It makes tracking a bit easier, and you don’t have to worry about adding anything to a spreadsheet, or, worse yet, forgetting about a perk and letting it go to waste! If you’re going to pay the annual fee on a credit card, you should be able to use every benefit to the fullest.

While CardPointers wasn’t something I had considered previously, it’s service seems essential to maximizing my credit card rewards, and it’s something that can easily save me money, even if only using one of its several features. 

CardPointers is currently 50% off for Black Friday: CardPointers.com/theforwardcabin